Terms and Conditions

These Terms and Conditions govern the use of the website "WWW.FINKOK.COM" (hereinafter referred to as the “FINKOK SITE”) and your access to it and all its pages and sections. They constitute an Agreement between you, the User, and FINKOK S.A. DE C.V., a Mexican company headquartered at Calzada Fray Antonio de San Miguel 308, Centro, C.P. 58000, Morelia, Michoacán, México.

By accessing this site, you agree to these Terms and Conditions, so we encourage you to read them carefully before browsing the site or any of its pages or linked sections.

I. User Responsibilities

1. The User acknowledges and agrees that FINKOK is not responsible and is exempt from all liability for any loss, damage, or risk resulting directly or indirectly from the use of the FINKOK SITE.

2. The User acknowledges that their access and use are subject to the terms of this Agreement and any future modifications published on the FINKOK SITE.

3. The User agrees to use the materials on the FINKOK SITE only for personal, non-commercial, informational purposes, and not to modify any materials on the site.

4. The User agrees to comply with all applicable local, state, national, and international laws and is solely responsible for all actions or omissions resulting from their access to or use of the FINKOK SITE.

5. Additionally, the User agrees to the following:

    1. Not to use the FINKOK SITE for chain letters, unsolicited commercial email (spam), or any form of duplicated or unsolicited messages.

    2. Not to collect, compile, or distribute third-party information, including email addresses, without consent.

    3. Not to create a false identity or falsify any header information.

    4. Not to transmit illegal, harassing, defamatory, offensive, or objectionable content.

    5. Not to transmit material infringing intellectual property rights or third-party rights.

    6. Not to transmit viruses, malware, or harmful programs.

    7. Not to attempt unauthorized access to the FINKOK SITE or any connected systems.

    8. Not to interfere with another user’s use of the FINKOK SITE.

6. By submitting content to the FINKOK SITE, you grant FINKOK the right to use, reproduce, display, adapt, and distribute that content. You also warrant that you own or control all necessary rights and that the content does not violate any third-party rights.

II. FINKOK Responsibilities

1. FINKOK respects users’ privacy and abides by its Privacy Policy and Privacy Notice.

2. All trademarks and service marks that are not owned by FINKOK are the property of their respective owners. Mention of third-party names or services does not constitute an endorsement.

3. FINKOK may suspend or restrict access to the site without notice in the following cases:

a. During technical failures or maintenance.

b. If the User violates laws or terms of use.

c. If the User's actions threaten the integrity of the FINKOK SITE.

III. Intellectual Property

The user acknowledges that all content, including but not limited to text, data, software, music, sound, photographs, videos, graphics, or other materials accessed through the FINKOK SITE, is protected by copyright and intellectual property laws.

The user agrees to respect all rights granted under the Federal Copyright Law and the Intellectual Property Law of Mexico, in favor of the authors and of FINKOK.

The user also acknowledges that all information provided by or through FINKOK is strictly for informational purposes and is not intended to constitute professional advice.

IV. Disclaimer of Warranties and Limitation of Liability

The FINKOK SITE may contain links to third-party websites, resources, or sponsors. The existence of such links to or from the FINKOK SITE does not imply sponsorship or endorsement by FINKOK of any third-party sites, resources, sponsors, or content, and FINKOK assumes no direct or indirect responsibility for them.

FINKOK does not represent or guarantee the accuracy or reliability of any advice, opinion, statement, or other information presented or distributed through the FINKOK SITE. You acknowledge that any reliance on such information is at your own risk.

The FINKOK SITE, including all content, software, features, materials, and information available on or accessed through it, is provided "as is".

FINKOK makes no warranties and assumes no responsibility regarding:

  • The content of the FINKOK SITE.

  • The materials, information, or functions accessed through the FINKOK SITE.

  • Any third-party products, services, or links.

  • Any breach of security related to the transmission of sensitive information through the FINKOK SITE or any linked sites.

FINKOK does not guarantee that the features contained in the FINKOK SITE or any of its content will be uninterrupted or error-free, that defects will be corrected, or that the FINKOK SITE or the server that makes it available is free of viruses or harmful components.

FINKOK shall not be held liable for any loss or damage (including, without limitation, indirect, special, or direct damages) resulting from the use of the FINKOK SITE, regardless of whether such losses are due to negligence or omissions. If any law or regulation implies that a term or warranty cannot be excluded, FINKOK's liability shall be limited, in the case of goods or services, to re-supplying the goods or services or covering the cost of doing so.

FINKOK may provide tools to facilitate transactions or other interactions with third parties, including individuals. Users are solely responsible for taking appropriate precautions when sharing information or engaging with such third parties. All interactions between users and third parties are made at the user’s own risk, and FINKOK assumes no liability for them.

V. Governing Law and Jurisdiction

The publication of this website, the information it contains and makes available, as well as any access or use of it, shall be governed by the laws of Mexico. Therefore, FINKOK and the USERS, by merely engaging in such actions, agree to submit to Mexican law and to the local courts of FINKOK's domicile, waiving any other jurisdiction that may otherwise apply for any reason.

VI. Modifications and Validity

FINKOK reserves the right to update or revise these Terms and Conditions without prior notice. Therefore, the USER must review these terms periodically to stay informed of any changes. Continued use of this website after any changes to these Terms and Conditions are published implies that you accept those changes.

Prohibition on Use of Images 

IMAGE DOWNLOAD AND USAGE

Downloading images is NOT PERMITTED; doing so constitutes a violation of Intellectual Property rights.

The use of any image or part of an image on another website or in any other document is strictly prohibited without written and notarized permission from FINKOK. Likewise, commercial use in any form is also prohibited without such prior authorization. All rights reserved.

In any case where FINKOK deems that any image is being misused, it will notify the Tax Administration Service (SAT), and the individual or entity responsible will be subject to the corresponding legal consequences for such misuse.

*Offers published by FINKOK on this website may change without prior notice. The claim of being the "fastest electronic invoicing" refers only to the XML processing time, and does not include transmission time from your location, adding complements, sending emails, or generating PDFs, etc. To validate this offer, you must first send an email to the support department showing proof of your current provider's processing time. If necessary, FINKOK's team may request additional testing with your current provider, including access credentials. FINKOK may also request further information to verify processing speed. Failure to provide the requested information may void the promotion. If your current provider is proven to be faster than FINKOK, we will grant you one month of electronic invoicing service at no cost.

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