{"id":2693,"date":"2025-03-20T10:48:39","date_gmt":"2025-03-20T16:48:39","guid":{"rendered":"http:\/\/wordpress-sitio.finkok.com\/?page_id=2693"},"modified":"2025-06-12T15:43:01","modified_gmt":"2025-06-12T21:43:01","slug":"terminos-y-condiciones","status":"publish","type":"page","link":"https:\/\/www.finkok.info\/en\/terminos-y-condiciones\/","title":{"rendered":"Terms and Conditions"},"content":{"rendered":"<div class=\"wp-block-uagb-container uagb-block-bc7a99aa alignfull uagb-is-root-container\">\n<div class=\"wp-block-uagb-separator uagb-block-3e43f445\"><div class=\"wp-block-uagb-separator__inner\" style=\"--my-background-image:\"><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-7cfd914a alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"entry-content\">\n<h2 align=\"JUSTIFY\">Terms and Conditions<\/h2>\n<p align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\">These Terms and Conditions govern the use of the website \"WWW.FINKOK.COM\" (hereinafter referred to as the \u201cFINKOK SITE\u201d) and your access to it and all its pages and sections. They constitute an Agreement between you, the User, and FINKOK S.A. DE C.V., a Mexican company headquartered at Calzada Fray Antonio de San Miguel 308, Centro, C.P. 58000, Morelia, Michoac\u00e1n, M\u00e9xico.<\/span><\/p>\n<p align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\">By accessing this site, you agree to these Terms and Conditions, so we encourage you to read them carefully before browsing the site or any of its pages or linked sections.<\/span><\/p>\n<p align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\"><b>I. User Responsibilities<\/b><\/span><\/p>\n<p align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\">1. The User acknowledges and agrees that FINKOK is not responsible and is exempt from all liability for any loss, damage, or risk resulting directly or indirectly from the use of the FINKOK SITE.<\/span><\/p>\n<p align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\">2. The User acknowledges that their access and use are subject to the terms of this Agreement and any future modifications published on the FINKOK SITE. <\/span><\/p>\n<p align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\">3. The User agrees to use the materials on the FINKOK SITE only for personal, non-commercial, informational purposes, and not to modify any materials on the site.<\/span><\/p>\n<p align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\">4. The User agrees to comply with all applicable local, state, national, and international laws and is solely responsible for all actions or omissions resulting from their access to or use of the FINKOK SITE. <\/span><\/p>\n<p align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\">5. Additionally, the User agrees to the following:<\/span><\/p>\n<ol>\n<li style=\"list-style-type: none;\">\n<ol type=\"a\">\n<li>\n<p align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\">Not to use the FINKOK SITE for chain letters, unsolicited commercial email (spam), or any form of duplicated or unsolicited messages.<\/span><\/p>\n<\/li>\n<li>\n<p align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\">Not to collect, compile, or distribute third-party information, including email addresses, without consent.<\/span><\/p>\n<\/li>\n<li>\n<p align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\">Not to create a false identity or falsify any header information.<\/span><\/p>\n<\/li>\n<li>\n<p align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\">Not to transmit illegal, harassing, defamatory, offensive, or objectionable content.<\/span><\/p>\n<\/li>\n<li>\n<p align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\">Not to transmit material infringing intellectual property rights or third-party rights.<\/span><\/p>\n<\/li>\n<li>\n<p align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\">Not to transmit viruses, malware, or harmful programs.<\/span><\/p>\n<\/li>\n<li>\n<p align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\">Not to attempt unauthorized access to the FINKOK SITE or any connected systems.<\/span><\/p>\n<\/li>\n<li>\n<p align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\">Not to interfere with another user\u2019s use of the FINKOK SITE.<\/span><\/p>\n<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p align=\"JUSTIFY\"><span style=\"color: #000000;\"><span style=\"font-family: Arial, serif;\">6. <\/span><span style=\"font-family: Arial, serif;\">By submitting content to the FINKOK SITE, you grant FINKOK the right to use, reproduce, display, adapt, and distribute that content. You also warrant that you own or control all necessary rights and that the content does not violate any third-party rights.<\/span><\/span><\/p>\n<p align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\"><b>II. FINKOK Responsibilities<\/b><\/span><\/p>\n<p align=\"JUSTIFY\"><span style=\"color: #000000;\"><span style=\"font-family: Arial, serif;\">1. <\/span><span style=\"font-family: Arial, serif;\">FINKOK respects users\u2019 privacy and abides by its Privacy Policy and Privacy Notice. <\/span><\/span><\/p>\n<p align=\"JUSTIFY\"><span style=\"color: #000000;\"><span style=\"font-family: Arial, serif;\">2. <\/span><span style=\"font-family: Arial, serif;\">All trademarks and service marks that are not owned by FINKOK are the property of their respective owners. Mention of third-party names or services does not constitute an endorsement.<\/span><\/span><\/p>\n<p style=\"padding-left: 40px;\" align=\"JUSTIFY\"><span style=\"color: #000000;\"><span style=\"font-family: Arial, serif;\">3. <\/span><span style=\"font-family: Arial, serif;\">FINKOK may suspend or restrict access to the site without notice in the following cases:<\/span><\/span><\/p>\n<p style=\"padding-left: 40px;\" align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\">a. During technical failures or maintenance.<\/span><\/p>\n<p style=\"padding-left: 40px;\" align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\">b. If the User violates laws or terms of use. <\/span><\/p>\n<p style=\"padding-left: 40px;\" align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\">c. If the User's actions threaten the integrity of the FINKOK SITE. <\/span><\/p>\n<p align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\"><b>III. Intellectual Property<\/b><\/span><\/p>\n<p align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\">The user acknowledges that all content, including but not limited to text, data, software, music, sound, photographs, videos, graphics, or other materials accessed through the FINKOK SITE, is protected by copyright and intellectual property laws.<\/span><\/p>\n<p align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\">The user agrees to respect all rights granted under the Federal Copyright Law and the Intellectual Property Law of Mexico, in favor of the authors and of FINKOK.<\/span><\/p>\n<p align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\">The user also acknowledges that all information provided by or through FINKOK is strictly for informational purposes and is not intended to constitute professional advice.<\/span><\/p>\n<p align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\"><b>IV. Disclaimer of Warranties and Limitation of Liability<\/b><\/span><\/p>\n<p align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\">The FINKOK SITE may contain links to third-party websites, resources, or sponsors. The existence of such links to or from the FINKOK SITE does not imply sponsorship or endorsement by FINKOK of any third-party sites, resources, sponsors, or content, and FINKOK assumes no direct or indirect responsibility for them.<\/span><\/p>\n<p align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\">FINKOK does not represent or guarantee the accuracy or reliability of any advice, opinion, statement, or other information presented or distributed through the FINKOK SITE. You acknowledge that any reliance on such information is at your own risk.<\/span><\/p>\n<p align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\">The FINKOK SITE, including all content, software, features, materials, and information available on or accessed through it, is provided \"as is\". <\/span><\/p>\n<p align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\">FINKOK makes no warranties and assumes no responsibility regarding: <\/span><\/p>\n<ul>\n<li>\n<p align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\">The content of the FINKOK SITE.<\/span><\/p>\n<\/li>\n<li>\n<p align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\">The materials, information, or functions accessed through the FINKOK SITE.<\/span><\/p>\n<\/li>\n<li>\n<p align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\">Any third-party products, services, or links. <\/span><\/p>\n<\/li>\n<li>\n<p align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\">Any breach of security related to the transmission of sensitive information through the FINKOK SITE or any linked sites. <\/span><\/p>\n<\/li>\n<\/ul>\n<p align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\">FINKOK does not guarantee that the features contained in the FINKOK SITE or any of its content will be uninterrupted or error-free, that defects will be corrected, or that the FINKOK SITE or the server that makes it available is free of viruses or harmful components. <\/span><\/p>\n<p align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\">FINKOK shall not be held liable for any loss or damage (including, without limitation, indirect, special, or direct damages) resulting from the use of the FINKOK SITE, regardless of whether such losses are due to negligence or omissions. If any law or regulation implies that a term or warranty cannot be excluded, FINKOK's liability shall be limited, in the case of goods or services, to re-supplying the goods or services or covering the cost of doing so.<\/span><\/p>\n<p align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\">FINKOK may provide tools to facilitate transactions or other interactions with third parties, including individuals. Users are solely responsible for taking appropriate precautions when sharing information or engaging with such third parties. All interactions between users and third parties are made at the user\u2019s own risk, and FINKOK assumes no liability for them.<\/span><\/p>\n<p align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\"><b>V. Governing Law and Jurisdiction<\/b><\/span><\/p>\n<p align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\">The publication of this website, the information it contains and makes available, as well as any access or use of it, shall be governed by the laws of Mexico. Therefore, FINKOK and the USERS, by merely engaging in such actions, agree to submit to Mexican law and to the local courts of FINKOK's domicile, waiving any other jurisdiction that may otherwise apply for any reason.<\/span><\/p>\n<p align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\"><b>VI. Modifications and Validity<\/b><\/span><\/p>\n<p align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\">FINKOK reserves the right to update or revise these Terms and Conditions without prior notice. Therefore, the USER must review these terms periodically to stay informed of any changes. Continued use of this website after any changes to these Terms and Conditions are published implies that you accept those changes.<\/span><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-modal uagb-block-b04c1a64 uagb-modal-wrapper\" data-escpress=\"enable\" data-overlayclick=\"disable\"><span class=\"uagb-modal-text uagb-modal-trigger\"><a href=\"https:\/\/finkok.com\/prohibicion-imagenes.html\">Prohibition on Use of Images\u00a0<\/a><\/span><div class=\"uagb-effect-default uagb-modal-popup uagb-block-b04c1a64 uagb-modal-type-undefined\"><div class=\"uagb-modal-popup-wrap\"><div class=\"uagb-modal-popup-content\">\n<h3><span style=\"font-family: Arial, serif; color: #000000;\"><strong>IMAGE DOWNLOAD AND USAGE<\/strong><\/span><\/h3>\n<p align=\"JUSTIFY\">\n<p align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\">Downloading images is NOT PERMITTED; doing so constitutes a violation of Intellectual Property rights.<\/span><\/p>\n<p align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\">The use of any image or part of an image on another website or in any other document is strictly prohibited without written and notarized permission from FINKOK. Likewise, commercial use in any form is also prohibited without such prior authorization. All rights reserved.<\/span><\/p>\n<p align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\">In any case where FINKOK deems that any image is being misused, it will notify the Tax Administration Service (SAT), and the individual or entity responsible will be subject to the corresponding legal consequences for such misuse.<\/span><\/p>\n<\/div><button class=\"uagb-modal-popup-close\" aria-label=\"Close Modal\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 320 512\"><path d=\"M310.6 361.4c12.5 12.5 12.5 32.75 0 45.25C304.4 412.9 296.2 416 288 416s-16.38-3.125-22.62-9.375L160 301.3L54.63 406.6C48.38 412.9 40.19 416 32 416S15.63 412.9 9.375 406.6c-12.5-12.5-12.5-32.75 0-45.25l105.4-105.4L9.375 150.6c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L160 210.8l105.4-105.4c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-105.4 105.4L310.6 361.4z\"><\/path><\/svg><\/button><\/div><\/div><\/div>\n\n\n\n<div class=\"entry-content\">\n<p align=\"JUSTIFY\"><span style=\"font-family: Arial, serif; color: #000000;\"> *Offers published by FINKOK on this website may change without prior notice. The claim of being the \"fastest electronic invoicing\" refers only to the XML processing time, and does not include transmission time from your location, adding complements, sending emails, or generating PDFs, etc. To validate this offer, you must first send an email to the support department showing proof of your current provider's processing time. If necessary, FINKOK's team may request additional testing with your current provider, including access credentials. FINKOK may also request further information to verify processing speed. Failure to provide the requested information may void the promotion. If your current provider is proven to be faster than FINKOK, we will grant you one month of electronic invoicing service at no cost.<br \/><\/span><\/p>\n<p align=\"JUSTIFY\">\n<\/div>\n<\/div><\/div>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>T\u00e9rminos y Condiciones Estos T\u00e9rminos y Condiciones de uso rigen la utilizaci\u00f3n del sitio &#8220;WWW.FINKOK.COM&#8221;, en adelante &#8220;SITIO FINKOK&#8221; y [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_glsr_average":0,"_glsr_ranking":0,"_glsr_reviews":0,"footnotes":""},"class_list":["post-2693","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>T\u00e9rminos y Condiciones - FINKOK<\/title>\n<meta name=\"description\" content=\"Consulta los t\u00e9rminos y condiciones de uso de los servicios y plataformas de FINKOK. 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